Virtual Prepaid Account
Every PayQuicker account is a virtual prepaid account, which allows payees to access and manage their earnings through the PayQuicker website or smartphone app. Features of the virtual prepaid account include:
- FDIC Insured accounts within the US
- No-Cost Issuance
- Virtual prepaid account and debit card directly linked
- Accrue funds or use our bank transfer option
- Everyone qualifies, no credit checks
FDIC Insured Virtual Prepaid Account
Each US PayQuicker member receives their own FDIC insured account at no cost. Each account comes with its own routing and account number. The PayQuicker platform allows payees to track their earnings and card purchases, view and monitor all transactions in real-time, access monthly statements and take advantage of other reporting tools. Each account holder qualifies for a prepaid debit card linked directly to your virtual prepaid account.
No Cost to Open a Virtual Prepaid Account
There is no cost to open a PayQuicker account. An invitation is all that is required. The sign-up process takes seconds and there are no account balance requirements or minimum number of transactions. Accounts are accessible 24/7 online and via a free downloadable, PayQuicker smartphone app.
Account Linked Directly to Debit Card
Upon enrollment, a prepaid debit card can be sent to each account holder. The virtual prepaid account and the prepaid debit card are linked similar to any traditional bank account. Whatever funds are available in the account can be used for purchases, cash back, or ATM withdrawals via the card. No need to transfer funds between the account and card, as many of our competitor’s programs require. Once a recipient is paid, funds are immediately available on the prepaid card.
Accrue Funds or Transfer Out
Every virtual prepaid account gives the PayQuicker account holder multiple options. When funds are received into the account, an account holder may:
a. Leave the funds in the account to accrue
b. Use funds for purchases via the debit card
c. Transfer all or a portion of the available funds to their checking or savings account
d. Transfer funds to another PayQuicker member using the Instant Payments™ process
Best of all, payees manage all their bank account and personal information so no one else has to.
Everyone Qualifies - Help Your Unbanked and Unhappily Banked Payees
Everyone qualifies for a PayQuicker virtual prepaid account and prepaid debit card. There are no credit or background checks and the only requirement is ID verification. In fact, we find that many individuals who are unbanked or under-banked use their PayQuicker account as their primary bank account since it is so versatile and cost-efficient.
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